Image via Wikipedia Do you have debts? If you answer this question in negative only to realize that you have a credit card it clearly indicates how your mindset works. Many persons end up in financial problems simply because they treat credit cards as an expense. Rather, it is money owed to a third party. The moment you start treating your credit card as debt, you will realize that it is the most expensive form of debt around. You probably pay more towards your credit card than towards your home loan repayment. The aggregate amount may be higher in case of the home loan … [Read more...]